With cash in
your account within minutes, let's just say Superman
might have trouble keeping up with us.
Having handled over 561,000 applications, our experience means
you're in the safest of hands.
Our super duper secure application will
keep your details private and confidential.
Don't want to be phoned about your loan?
Dynamic is 100% online and we NEVER make phone calls!
Typical Small Loan Example: £80 for 28
days - repayment of £100. Interest rate 25%. This is 1734%
Typical Unsecured Loan Example: £500 for 12 months - repay
£949.01. Interest rate of 89.8%. This is 278% variable.
Typical Secured Loan: £15,000 for 7 years - repay £24,206. This
is 15.9% variable.
Warning: Late repayment can cause you serious money problems.
For help, go to moneyadviceservice.org.uk
Please consider your incomings and outgoings before applying for
any type of small loan, short term loan or payday loan - Late repayments or failure to
repay your loan may incur extra charges from the lender. - We
strongly encourage customers to read thoroughly the terms and
conditions of the lender about their policies - Small loans, short
term loans and payday loans
are not suitable for long term financial problems.
With small loans, short term loans and
payday loans, you may be expected to pay an extra fee, on top
of what you are already expected top pay back, if you miss your
scheduled payment. (Please read all terms and conditions fully
prior to accepting your loan). You may also be required to pay
further interest on the blance that is overdue. For example, if
you initially borrowed £100 and were due to pay back £125, the
interest would accumulate from the £125 not the original £100.
We encourage everyone to repay fully and on time and to fully
read the conditions of lenders' policies. If you have any
worries or concerns with regards to paying the loan back on
time, then contact the lender directly and as soon as possible
to explain your situation and they may be able to help you pay
back in a manner that helps you and avoid any additional fees
for late/non-payment. It may affect your credit score if you do
not repay this loan on time.
As with every small loan, short term
loan or payday loan, we encourage everyone to read the terms and
conditions, and all relevant policies, prior to signing your
loan agreement. You should always contact your lender directly,
once your loan has been accepted, should you have any further
questions or concerns. Our many lenders have varying renewal
policies and terms and conditions.
A Typical Example: If you borrowed £100, you would be due to pay
back £125 with an interest rate of 25% - this is 1734% APR
variable. Then if the loan was renewed due to non payment, you
would owe £125 + 25% (£31.25) = £156.25 which means that you
would owe £56.25 in interest on your initial loan of £100. This
increase is due to interest charged on the initial loan of £100,
plus £25 extra that is due to be paid back. Please be aware that
renewal may be automatic, depending on the lender you choose. It
is important to read renewal policies of the lender before
accpeting a small loan, short term loan or payday loan.
If you are having problems making a payment please contact the
lender directly. If you default on a small loan, short term loan
or payday loan without getting in
touch, the lender will endeavour to contact you by phone, email
and SMS. As part of the collection process and in line with the
terms of your loan agreement the lender is likely to utilise the
Continuous Payment Authority to continue to attempt payment from
your card up to 90 days past your due date. Should the situation
remain unresolved the lender has the right to pass your details
onto a third party collections agencies.
We strongly encourage everyone seeking a
small loan, short term loan or payday loan, to ensure that
they have the means to pay back any agreed loan repayments in
full and on time.